Five Reasons to Compare Auto Insurance Quotes Before You Buy- By: Cris Robertson

Description : Most people would never dream of buying a new refrigerator without shopping around and comparing prices. When it comes to auto insurance, though, they'll simply ante up their renewal each year when it comes due without even thinking to compare auto insurance quotes. Despite the millions of dollars insurance companies spend trying to coax drivers to switch companies, most drivers believe that they're already getting the best possible deal. Whether you're buying car insurance for the first time, making a change in your life or simply have been with the same company for more than a year, it may pay off to compare auto insurance quotes before you pay your next premium. Here's why.

Companies Offer the Best Deals to New Customers
Insurance companies figured out a long time ago that the only way to increase their market share is to poach customers from other companies. That's why so many companies advertise how much you can save when you switch from your current company to them. It's also why you should always shop around and compare auto insurance quotes when it's time to renew your policy for another year.

Keep in mind, though, that more and more companies are paying attention to retaining their current customers by offering special perks for their long-time customers. Always weigh the value of things like accident forgiveness and decreased deductibles against a lower price offered by a new company.

Most Customers Renew without Question
Insurance companies also know that the odds are with them because the majority of customers won't even question a small rise in premium. It's easier to pay a few dollars more per month than it is to go through the trouble of switching insurers. Renewal time is the best time to investigate other options.

Your Current Company May "Find" a Discount to Keep Your Business
Shop around, compare auto insurance quotes from several different companies and let your current company know your best quote. No company wants to lose a good customer. Your agent may be able to come up with a discount or find a way to reduce the premium to hold onto your business.

Premiums Can Vary by Hundreds of Dollars a Year
The law allows companies to base their premiums on their own risk profiles. Because of that, auto insurance quotes for the same car, location, coverage and driver can vary by hundreds of dollars a year. The only way to find really cheap auto insurance is to request and compare insurance quotes from several different companies and choose the best one for you.

It's Easy to Compare Auto Insurance Quotes
The Internet has made it easier than ever to compare insurance quotes from many different insurers. You'll find many insurance comparison tools online that allow you to request quotes from several insurers at once, then compare them to each other to find the best premium.

Whether you're looking for insurance for a new car or trying to decide whether to renew your insurance policy with your current company, you'll get the best deal on your car insurance when you compare insurance quotes.

Article Source : http://www.look4articles.com/

Author Resource : Chris Robertson is an author of Majon International, one of the world's MOST popular internet marketing companies on the web.

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